First time home buyer's tax credit!

Are you interested in the first time home buyer's tax credit, but your not really sure what it's about? The following article, Get Off the Fence for the Tax Credit by Pat Zaby, will better explain if you qualify for a tax credit.

Now, are you ready to begin looking for your first home... www.Realty-Choice.com


If you have any further questions please contact us. (205) 879-3253

New Listing in Liberty Park!

4899 Reynolds Lane!

Beautifully landscaped lake front home with finished basement and all the bells & whistles! This home is perfection and great for entertaining. Gourmet kitchen opens to the family room with fireplace and coffered ceiling. The covered deck is accessed from the family room and the main level master suite. Level one also has a formal living room, dining room, breakfast room, 1/2 bath and large laundry. Level two has 3 bedrooms, 2 full baths, and a MASSIVE bonus room with kitchenette and 2nd laundry. The finished basement is stunning with great ceiling height, billiard area, den area with fireplace, wet bar, bedroom, bath, exercise room and mud room. Great covered rear deck, open deck and covered patio. Fenced yard with waterfront dock area. Extras include sound system, central vacuum, beveled glass in windows, faux finishes and walk-in closets with built-ins. True perfection!

For more information please visit our website: www.Realty-Choice.com

Dave Ramsey - Message of Hope

I wanted to share an event with you happening in the Liberty Park neighborhood.

Please join us for a free event at Liberty Crossings UMC featuring Dave Ramsey.

Tired of hearing the fear, doom and gloom that is filling the airwaves? LCUMC is the venue to join Dave Ramsey for a live, nationwide town hall meeting. Dave will lead a bible-based discussion of the economy and offer a message of hope.

Thursday, April 23rd @ 7:00 p.m.

For more information visit the website www.townhallforhope.com

Getting a Mortgage? Here's what you'll need:

Are you thinking about purchasing a home with a mortgage? I found a great website, HGTV's FrontDoor, that includes the things you'll need if you're interested in a mortgage.

Checklist: Essential Mortgage Documents
Gather these important documents before you visit your lender
By Tara-Nicholle Nelson, FrontDoor.com Published: 3/03/2009

Personal Information:

• Full name of all persons applying for the loan along with their social security cards (the original blue card - not a copy)
• Your home address, including zip code, for the last 24 months and the names and addresses of landlords and/or mortgage lenders

Employment Information:

• Name and complete address of employers (for all applicants) for the last 24 months
  Last two years' W-2 forms for all applicants
• Most recent pay stubs covering one full month and year-to-date info for all applicants
  Verification of any other income to be used for qualification purposes;
  If any applicant is self-employed, bring copies of your current profit and loss statement, a current balance sheet, and Income Tax Returns for the past two years, both personal and business.

Financial Information:

• A list of account numbers, current balances, and complete bank/credit union addresses for all checking and/or savings accounts
• Copies of your last two months' checking and savings account statements
• Copies of most recent investment and retirement account statements, if applicable
• If any buyer is obligated to pay alimony, child support, or separate maintenance, bring a copy of the recorded divorce decree and/or maintenance agreement.
• If any applicant owns other real estate, please provide a list of all income, copies of all leases and/or rental agreements, names and addresses of all lenders, loan numbers, loan balances, and monthly payments.

Liberty Park - Easter

We are looking forward to the Easter egg hunt, and hope you will join us at Liberty Crossing United Methodist Church. Events begin Saturday at 11:00. For more information please click on the following link: Liberty Crossings United Methodist .

Priced to sell in Liberty Park!

These two beautiful homes have been priced to sell in Liberty Park.

500 Park Hill Circle

Fabulous family home with superior location! Enter through castle doors to a spacious and open floor plan of this 4BR, 4.5BA home. Vaulted living room. Large dining room. Great entertaining kitchen and open family room with fireplace flow to the rear screen deck and deck. Over-sized master bedroom with sitting area and large walk-in closet. Three bedrooms, 2 baths and great attic storage upstairs. The finished basement has an office, large play/rec room, full bath and workshop area. Plantation shutters. Fenced backyard with play area, electric dog fence and large stone patio. Location close to the community pool, playground and schools make this home perfect for everyone. Call today! (205) 879-3253



7458 Ashland Lane

Huge $125K reduction ~ now priced below market! Magnificent custom-built home on private 1.8 acre cul-de-sac estate lot. Leaded glass in the mahogany front doors and window transoms in the private study and dining room. Raised coffered ceiling in the family room with built-in cabinetry and fireplace. Gourmet granite & stainless kitchen with walnut cabinetry, huge island and all the bells and whistles. Vaulted keeping room with 2nd fireplace opens to the large screen deck. Master bedroom with huge tray ceiling, 3rd fireplace and hidden wide screen television. Master bath with antique vanities and incredible walk-in closet. Upstairs boasts 3 large bedrooms, 3 baths with antique vanities, den and a bonus room. The basement media room is perfect! Superior craftsmanship throughout. Extras include a custom wine cellar, 3 fireplaces, 2 water heaters, screen deck, deck, patio and sound system. Located on one of Liberty Park's premier lots in the gated and guarded Old Overton golf community. Call today! (205) 879-3253

If you would like more information about these homes or any homes in the Liberty Park area, please visit our website www.Realty-Choice.com or give us a call!

Building a home in Liberty Park?

Are you interested in building in the Liberty Park area? Realty Choice has beautiful lots available. Please visit our home page, www.Realty-Choice.com, to see more available lots.

907 Park Crest Circle - New listing in Liberty Park!

This large 6 bedroom home has it all! The main level has a study with French doors and 10' ceiling. Formal dining room. Open family room with fireplace and 10' ceiling flows to the open kitchen with granite, breakfast area and breakfast bar. Main level master bedroom with vaulted tray ceiling. Master bath with 11' ceiling, jetted tub and double vanities. Level two has 4 bedrooms and 2 baths. One of the bedrooms has an attached small playroom. The finished basement boasts a large den, 6th bedroom and a full bath. Wow ~ 3,938 square feet according to CRS (4,112 sf per prior appraisal). Extras include a large patio and California closets, even in the pantry. Located on a great cul-de-sac at a great price, you'll want to call this one HOME!

To find more go to www.Realty-Choice.com

Please visit our website to view all of Dale McIntyre's listings. www.Realty-Choice.com